Fintech3 years · 2021-2024

CashToken Africa

Scaling a Multi-Bank Fintech Platform to $10M+ Monthly

The Challenge

A fintech startup needed to scale from a single-bank integration to a multi-bank platform processing millions in monthly transactions — with zero downtime, regulatory compliance, and support for USSD, mobile, and web channels.

Our Approach

We designed a microservices architecture with a Facade design pattern for seamless multi-bank API integration. Each bank integration is isolated, testable, and deployable independently. USSD onboarding drove 80% adoption. CI/CD enabled 10+ daily zero-downtime deployments.

Results Delivered

$10M+
$10M+

Monthly transaction volume across all banks

99.99%
99.99%

System uptime across production infrastructure

3+ banks
3+ banks

Nigerian banks integrated via Facade pattern

Technology Stack

Node.jsNestJSGoTypeScriptNext.jsPostgreSQLMongoDBRedisDockerKubernetesFlutter

Facing a Similar Challenge?

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